At Speculoos Finance we respect your privacy and are committed to protecting it. This privacy policy outlines the types of personal information we collect, how we use it and the steps we take to secure your data when you use our services.

This policy applies to all visitors, users, and others who access and use our website and services, including optional early-access and waitlist signups. By using our website and services, you aggree to the collection and use of information in accordance with this policy.

We use Plausible Analytics, a privacy-focused web analytics tool, to collect anonymous usage data. This data helps us understand how visitors interact with our website, so we can optimize and improve the user experience. The data collected by Plausible Analytics includes:

We do not use cookies or collect any personally identifiable information (PII) through Plausible Analytics. Plausible Analytics is GDPR, CCPA, and PECR compliant.

If you submit your email address through a form on our website, we may collect and store information necessary to manage our early-access list, launch communications, and related product updates.

We aim to collect the minimum amount of personal data needed for these purposes and do not intentionally request unnecessary sensitive personal information through waitlist forms.

We use the anonymized and aggregated data collected by Plausible Analytics for the following purposes:

If you join a waitlist or request email updates, we may use your email address and related signup metadata to:
- Send confirmation emails and manage double opt-in flows
- Send early-access, launch, and product update emails related to Speculoos Finance
- Maintain unsubscribe and suppression records so we do not contact you after you opt out
- Protect the integrity and security of our mailing infrastructure

We retain the anonymized and aggregated data collected by Plausible Analytics for a period of 48 months.

If you submit your email address for a waitlist or product updates, we retain that information for as long as reasonably necessary to operate the waitlist, send the communications you requested, maintain suppression records, comply with legal obligations, and resolve disputes. We may delete inactive or unconfirmed waitlist entries periodically.

We take the security of your information seriously and implement appropriate measures to protect it from unauthorized access, disclosure, alteration, or destruction.

For email waitlists and product communications, we use a self-hosted Listmonk setup together with our hosting and email delivery infrastructure. We limit administrative access, use encryption in transit where available, and apply reasonable technical and organizational safeguards to reduce the risk of unauthorized access.

We use Plausible Analytics as a third-party service provider to process and analyze anonymous usage data. Plausible Analytics is committed to privacy and does not share, sell, or transfer any data to other third-party providers.

For email waitlists and product communications, we may also rely on infrastructure providers that host our self-managed Listmonk instance, store related data, or deliver emails on our behalf. These providers act only for the limited purposes needed to operate the mailing list and related communications.
To learn more about Plausible Analytics' privacy practices, please visit their Privacy Policy: https://plausible.io/data-policy

If you have submitted your email address to us, you may request access, correction, deletion, or information about the data we hold about you, subject to applicable law.

Our website may contain links to external websites that are not operated or controlled by us. We are not responsible for the content, privacy policies, or practices of these third-party websites. We encourage you to review the privacy policies of any external websites you visit.

Users can reach us through various communication methods, including Telegram, Discord, and email. When you contact us through these channels, we may collect your contact information, such as your name, email address, or username, as well as any information you choose to share with us in your message.
We use this information to:

We take the security of your personal information seriously and implement appropriate measures to protect it from unauthorized access, disclosure, alteration, or destruction.
Please be aware that third-party platforms like Telegram and Discord have their privacy policies, which govern how they handle your information. We encourage you to review the privacy policies of these platforms to understand their data practices.
Telegram Privacy Policy: https://telegram.org/privacy
Discord Privacy Policy: https://discord.com/privacy

We may update our Privacy Policy from time to time to reflect changes in our practices, legal requirements, or industry standards. We will notify you of any changes by posting the updated Privacy Policy on this page, along with the date of the last update. Your continued use of our website and services following any changes to the Privacy Policy constitutes your acceptance of those changes.

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at privacy@speculoos.finance.